Archive for February, 2010

a doctor, Dina accepts $50,000 from Eagle and waives the right to future claims. Frank’s diagnosis later proves to have been wrong. According to the reasoning of the court in Case 10.1, Roberts v. Century Contractors, Inc., Frank’s misdiagnosis is, in terms of its impact on Dina’s agreement with Eagle,

a mutual mistake of fact.
a unilateral mistake of fact.
fraudulent misrepresentation.
nonfraudulent misrepresentation.

I would assume the second one, however, we would need to read the case cited above.


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how do accident claims management companies work?


Typically working on behalf of the Insurance Company they grind down the policy holders claims in order to reduce the ‘losses’ to the Company …. since they get paid based on some ‘loss reduction targets’ they often refuse perfectly legitimate claims on some ‘technicality’ (often simply made up on the spot ..)

The advantage to the Insurance Cop. is that their own ‘reputation’ is not ruined by the underhand tactics often employed whilst they reap the benefits ..


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what to say in small claims court?

I am taking the other party involved in a car accident to small claims court. He committed a hit and run and i want to collect money for damages not regarding my vehicle. Reimbusrment for the extended rental car and time loss. i was unable to attend my college orientation and welcome day because i had to stay back home and take care of the car issue. i also missed work and the accident has simply been a burden on my life right now. I cant even drive past the itersection where it happened anymore. It is insane.

1. be prepared. Bring with you to court any documents which may bolster your case. And be able to present your case in a clear concise manner. organize the facts you want to present and maybe rehearse them before you get to court

2. Speak only to what you have first hand knowledge of. Avoid hearsay comments. They are not admissible and they may weaken your case.

3. Dress conservatively and neatly. Don’t call attention to yourself by what you are wearing. Don’t dress like you’ve been invited to a formal dinner at the White House or are headed to the beach

4. Answer only to what is being asked. Do not volunteer any information which is not asked of you. If you do not understand a question ask the judge to repeat it. If a simple yes or no answer is not sufficient to truthfully answer a question you may ask to be allowed to expand on it.

5. Address the court (the judge) and not the other party directly

6. And be sure to always show respect for the judge.


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Negligence/Wrongful Death Case What do I do?

In settlement phase Lawyers want me to take an offer but will not take it all the way to arbitration and I want them to What if they drop the case what are my options? PS need the money bad
the case is pre arbitration the lawyers say we need to take the offer when i say no they say yes you have tot take it when i say i want to go to arbitration they say that we might end up with less and they would be very suprised if it was more due to their lack of sympathay
they are offering six figures and i want to go forward if the amount is less than what i had agreed to lowball can i contest that too?

Too often, attorneys forget that they are agents for the client, and not the other way around.

The attorneys are permitted to withdraw, but only if doing so will not "prejudice" your case. In you instance, should the attorney withdraw, it could be difficult to find another lawyer. Your current lawyers will want to place a lien on any recovery you make (in other words, they would get a percentage of the eventual settlement), making another attorney reluctant to take your case. This could be prejudicial to you. They should have thought about this before taking your case. The reason they get such a high percentage fee is the risk that some cases will take a lot of time for no recovery (if they lose), or a minmal recovery even if they win.

Still, you say you need the money bad. Taking a case all the way to arbitration can take time. Further, in a wrongful death/negligence case, you are likely really talking about mediation. At a mediation, an attorney tries to get the parties to settle. They will try to bring your demand down, and the defense offer up.

But what if the case does not settle? Then you need to go on to trial. This will often result in, not only more time, but the need to retain expert witnesses. This is a very expensive proposition. Depending on the law firm, this is either "advanced" on your behalf, or you have to pay that money. In either case, you pay. At the end, the attorney would get his fee (percentage), THEN they take out their costs, and THEN they pay the subrogated insurer (medical bills and insurers paid first), and you get the rest. The attorney should negotiate these matters for you.

Still, this all take TIME. I do not know your state, or where you are in the proceedings, but negligence cases often take 18 months to 3 years from filing to resolution.

What is your time frame? When do you NEED the money. If you need the money in short order, then you will need to settle … and take a discount to do so. The highest offer (assuming your case is good) comes as you get closer to trial.

On the other hand, if your case is weak, then an insurance company will offer you "cost of defense" now. They would prefer to pay what they would otherwise pay THEIR lawyer for the CERTAINTY of no additional liability. Once you get to trial, however, most of the cost of defense will have been spent, and they merely evaluate the liability (chance they will lose) and the potential damages.

As a litigation manager for companies that do not settle without liability, I can tell you that many plaintiff lawyers are lazy. They far prefer to not work very hard, and settle for far less than a case is worth. They make money based on volume. If they can get a settlement with only 10 hours of work, it is good for them. If it takes 100 hours of work, they would need to recover 10 TIMES what they are offered early in the case to break even. If, for example, you are offered $20,000, they would need to get this up to $200,000 just to break even (from their perspective), on the eve of trial.

You need to really evaluate the case. Can you really prove that someone else was at fault? How good are your witnesses? What are your real damages? What can you prove for damages? These are all matters for serious discussion with your attorney. You are paying him to provide good, sound legal advice. You need to know what he has done to work up the case. If he has not done much, then it is too early to settle, as you cannot properly evaluate the case. He will have also shown the other side that he is not serious about working up the case for trial, and this results in a much lower settlement value.

Good luck.


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The Insurance Company (after the claim was filed), the Police, the body shop, DMV??

The insurance company is one. Any shops that use a billing company will as well. The police don’t directly report to CarFax, but when they file a report, that goes straight to your insurance company who will. Basically, it is anytime that there is paperwork that has your vin number as the result of any accident reported to either state/local authorities and insurance companies.


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I lost my little finger to the first knuckle, the tip of my middle finger and damaged the ring finger, the company has admitted full liability, Any one had a similar claim? how much did it make?

You will not get a lot a few hundred £ at most. Lets face it you have been off work and receiving pay and will be able to continue work soon so thats not too bad.


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mainly

Workers Comp. , covers you whether it is your fault or not. Check with a lawyer about your state laws or if you can’t afford one , one will be appointed to you.


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I’m trying to be a lawyer but i don’t know how much a wrongful death lawyer earns( at least a week )? Or what he even does ( exactly what he does )

Lawyers make such a varying income that it is impossible to break it down to a weekly salary, wrongful death suits are handled on a contingency basis and the lawyer gets a percentage of the settlement those are so varied in the amounts that it cannot be calculated, lawyers work for an hourly wage but they only get paid when they are working on a certain case so once again impossible to predict, Yearly they will make from $150,000.00 to millions so good luck.~


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I was in a really bad motorcycle accident last November that resulted in an ampuation. Because of this, I lost 6 weeks of pay and alot of mobility. I have accidental death and dismemberment insurance through AETNA, but I cant seem to get anyone from the insurance company or even my HR director to help me. What should my next steps be? Is it time to talk to an attourney?

You should outline the nature of your complaint in writing and send it to the insurance company. Give them a specific amount of time to respond (5 days, etc.) If they don’t respond, contact the Department of Insurance. You can get the number from the state government listings in your phone book. They will tell you how to file a formal complaint in the state in which you live, or will point you in the right direction. Attorneys usually take insurance claims on a contingency, and you may end up paying 1/4 to 1/3 of your total recovery in legal bills. I would hire a lawyer only if "self-help" measures don’t work. If you do hire a lawyer, make sure you retain one with experience in representing plaintiffs in health insurance claims. Good luck!


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I will not be able to work for at least another 12 months can any of my debts be written off has anyone got any advise on this. I am claiming industrial injury and disability benefit but will not have enough money to pay debts.

You may have to claim bankruptcy.


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