I was a victim of an auto accident. How do I seek a claim for time wasted on making claims?
I am more inconvenienced by the time it takes to go to the doctor’s office, getting auto estimates, trips to physical therapy, and looking around for medical supplies for my pain. I could have used this time to be with family, work on my business, or teach adjunct at a local college. How do I quantify this ($) when making a claim? I am on summer break (teacher) so it did not affect wages.
Im an insurance agent and former insurance claims adjuster… If you were not at-fault for this accident the claimants insurance company should offer you a settlement offer for your injuries and suffering [the suffering is what we in the insurance world consider what you may call inconvenience] Before you accept a settlement offer for your injuries make sure you let the claims adjuster know that your time as been convinced as a result of their customers negligence and you would like to be reimbursed. They should offer you another $500 to $1k.
Filed under: Work Accident Claims
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Dont be too greedy, maybe on seeing your greed they might cancel whatever they are paying to you.
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I don’t know of anyone ever paid for that, so if you want to be, you’ll have to sue them in court and see what the judge says.
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generally they pay 1.5 times the total medical for pain and suffering. So if your medical bills were $1000 an adequate settlement for pain and suffering is $1500. With you not working, it may be harder to claim though. You most likely won’t get anything except medical without an attorney though.
References :
Im an insurance agent and former insurance claims adjuster… If you were not at-fault for this accident the claimants insurance company should offer you a settlement offer for your injuries and suffering [the suffering is what we in the insurance world consider what you may call inconvenience] Before you accept a settlement offer for your injuries make sure you let the claims adjuster know that your time as been convinced as a result of their customers negligence and you would like to be reimbursed. They should offer you another $500 to $1k.
References :
Self– Licensed Insurance Agent/Adjuster
Yes, this is the price of the pain, they will pay more
References :
http://www.insurance-assurance.com/